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Home » Personal Services » Housing Loans » Viyana Home Loan
Viyana Home Loan

Making the wish of having your own home a reality, the Viyana home loan scheme comes to you as a joint initiative between NDB Bank and the Employee Trust Fund Board.

If you are a resident of Sri Lanka with 5 years of uninterrupted ETF membership and currently employed at an organization that is pre-cleared/approved by NDB Bank and the ETF board, the home loan scheme offers a range of loan options from ready purchase to construction, from adding an extension to home improvement, for a maximum of Rs. 1,500,000/-.

Exclusive Interest rates for ETF Members
Upto Rs. 250,000/- 10.50%
Rs. 250,000 - 750,000 11.50%
Rs. 750,000 - 1,500,000 12.00%

(* Only ETF members with 5 years of contribution to the ETF and a balance stipulated by the ETF are eligible to apply.)

NDB Bank also provides you the flexibility of structuring your loan up to a maximum period of 20 years, depending on your date of retirement at a very concessionary interest rate (subject to government taxes) with the loan being secured by the mortgage over property in favour of NDB Bank.

You have the convenience of the payment being deducted from your pay sheet, based on the undertaking of your employer and yourself. Thereby eliminating the hassle associated with repayment.

So, come to NDB Bank for your housing loan requirements, be it for a fresh loan, to redeem an existing loan or even to top-up an existing loan.

We will also be glad to entertain requests for loan amounts greater than Rs. 1,500,000/-, at the normal lending rates of NDB Bank.

Apply Online Now!